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Baroda Smart OD
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लाभ
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विशेषताएं
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पात्रता
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आवश्यक दस्तावेज
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ब्याज दर और प्रभार
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ब्याज दर और प्रभार
Baroda Smart OD : लाभ
Baroda Smart OD : विशेषताएं
Purpose of Loan: Working Capital - Overdraft
Minimum Loan Amount: Above Rs. 50,000
Maximum Loan Amount: upto Rs. 25 Lakhs
Age criteria
Minimum: 21 years
Maximum age: 60 years
Baroda Smart OD : पात्रता
- ETB Current Account holders (Individual /Sole proprietorship)
Baroda Smart OD : आवश्यक दस्तावेज
- ETB Current Account holders (Individual /Sole proprietorship)
Baroda Smart OD : ब्याज दर और प्रभार
Overdraft Loan |
Loan Limit Condition |
Repo Linked lending Rate + Strategic Premium + Spread |
Effective ROI |
Rate of Interest |
Loan amount above Rs.50,000/-
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Min: BRLLR+SP+0.60% Max: BRLLR+SP+0.85% |
10.00% to 10.25% |
Unified Processing Charges |
Unified Processing Charges at the time of Sanction/ Annual Review is 0.50% plus applicable GST to be collected by the branch.
For borrowers up to a maximum age of 35 years – 100% concession in processing charges is proposed. (EASE 7.0) |
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Stamp duty |
As per state stamp act |
अधिक जानकारी के लिए यहाँ क्लिक करें
Baroda Smart OD : ब्याज दर और प्रभार
Loan Limit |
Minimum - Rs.0.50 Lakh Maximum - Rs.25.00 Lakh |
Tenure |
12 months |
Type of Facility |
Overdraft facility (Unsecured) |
Age |
Age of Proprietor/Individual – Minimum: 21 Years, Maximum – 60 Years |
Pre Closure Charges |
NIL |
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