बड़ौदा रिलोडेबल कार्ड वर्चुअल वेरिएंट

Baroda Reloadable Card is a Prepaid Card that facilitates various transaction/payment related needs. Card usage is restricted to the amount loaded on the card. If required, customer can reload amount on the card.

Baroda Reloadable Card is available in two variants i.e. Physical and Virtual.

There is no Physical KIT (card and PIN) provided to the customer, so the beneficiary has to visit the customer self-service portal https://bobprepaid.yappay.in mandatorily to view his/her card details and generate the PIN for doing the transactions. Card holder can perform the e-com/Online transactions through OTP also.
10 digit card kit number & card load amount details will be provided to the beneficiary of card over SMS and e-mail.

A Welcome Kit will not be provided to the purchaser.

After receiving the funds along with the application form bank will activate the card on real time. Customer will be notified by SMS on registered mobile number /registered e-mail id and thereafter it can be used for e-commerce/online transactions only.

No. Baroda Reloadable Card can be purchased by both i.e. Bank’s account holder & Non- Bank’s Customer also. Person desirous of purchasing a card can visit any Bank of Baroda branch and purchase a Baroda Reloadable Card over the counter.

All KYC compliant operational accounts are eligible for purchasing Baroda Reloadable Card. The table below shows the types of accounts eligible

Account type
Eligibility
1
Savings
All scheme codes
2
Current
All scheme codes
Please Note: In case of accounts where more than one account holders are present, multiple cards can be issued, and cards can be issued to each account holder. For corporate customers there is no limit on number of cards per account except Full KYC as bank’s KYC Policy of the beneficiary/cardholder to whom the card is to be issued is to be provided by the corporate.

Card Purchaser and Beneficiary details both are Mandatory for issuance of Baroda Reloadable Card.

Baroda Reloadable Card is available in INR only and can be used in India only.

Baroda Reloadable Card (Virtual Variant) can be used at E-Commerce/Online platform only.

Baroda Reloadable Card can be reload/top up subject to below conditions:
Total balance in card at any point of time must not exceed Rs. 1,00,000.

You can enquire balance available on your Reloadable card by logging into customer self-service portal i.e. https://bobprepaid.yappay.in using Bank’s website under prepaid card and/or by calling our 24-hour Customer Care toll free number 1800 1039 586 by giving KIT number and identification.

No, transfer of funds from one Reloadable Card to another is not allowed.

For retail customers, one card per account holder is allowed. For corporate customers there is no such limit.

Minimum load amount is Rs.100. Maximum amount permitted in a card at any point of time is Rs.1,00,000.
What are the schedule of charges?
Sr. No.
Currency
Amount (Rs.)
1
Issuance Fee
Nil
2
Annual maintenance Fee & Re-load Fee
Nil
3
Replacement Card Fee in case of lost/stolen/damaged card(post age extra)
Nil
4
Revalidation Charges in case of expired card
Nil
5
ATM Withdrawal Fee
Not available
6
ATM Balance enquiry Fee
Not available
NOTE: Charges are excluding of GST. Charges may change anytime solely at the discretion of Bank. For latest schedule of charges, please visit www.bankofbaroda.in under Prepaid Card Section—Reloadable Card.

To check card status or balance login to URL for customer care: https://bobprepaid.yappay.in or call the Customer Care toll free number 1800 1039 586.

Yes, customer can re-load the card anytime during the validity of card. Card will be reloaded on real time. Customer must approach to any Bank of Baroda Branch for reload request.

The minimum reload value of Baroda Reloadable Card is Rs. 100 and maximum reload value is Rs. 1,00,000 (subject to card available balance + reload amount < rs.="" />

Baroda Reloadable Card can be reloaded multiple times before the expiry date of the card.

ATM PIN (PIN) is a unique 4 digit secure number assigned to card and known only to customer. It allows you to withdraw cash from ATMs (charges are applicable).Customer is advised to change and memorize pin as soon as he/she receives a new card.
The beneficiary has to visit the customer self-service portal https://bobprepaid.yappay.in mandatorily to view his/her card details and generate the PIN for doing the transactions.

Cash withdrawal at ATM is not allowed as it is non-tangible.

For any assistance and information related to your Reloadable card, call our toll free number 1800 1039 586 or write mail to: bobsupport@yappay.in

Card holder has to visit authorized Bank of Baroda branch for re-issuance of PIN. Based on application received from customer and deduction of applicable charges from card available balance, Physical Pin will be generated and provided to customer.
The card holder may visit the customer self-service portal https://bobprepaid.yappay.in to re -generate the PIN. The PIN will be delivered to beneficiary registered e-mail id in secured pdf.

Baroda Reloadable Card cannot be used for over the counter cash withdrawal.

Yes, login to https://bobprepaid.yappay.in and lock your Baroda Reloadable Card temporarily. Kindly use registered mobile number/KIT number for login.

Please login to https://bobprepaid.yappay.in to track all your transactions, anytime, anywhere. Kindly use registered mobile number/KIT Number for login.

Customer needs to contact the issuing branch, fill out an application and provide KYC, submit the card (if not stolen/lost) and will receive a new card. Virtual variant will be replaced and revalidated with virtual variant only.

Procedure and terms to reload of replaced card will remain the same as original card. Upon revalidation, old card will be replaced in the system with new one and new card will be linked to the account. Balance available in old card will be transferred to new card on real time after deducting applicable fee & taxes.

Baroda Reloadable Card is valid for maximum 36 months from the date of issuance or the date mentioned in the customer self-service portal whichever is earlier. Upon card expiry, please visit the issuing Branch for revalidation.

Customer may withdraw/utilize the funds available in card and bring the balance in the card to zero and submit a request to surrender the card.

Alert SMS is sent 45 days before expiry of card on registered mobile number of card holder to utilize the funds available. Card holder also has an option of revalidating the card, if the customer fails to utilize the funds before the expiry of card and revalidate the card. The remaining fund (if any) will be transferred to linked account of card holder on request of customer.

Cash withdrawal at ATM/ purchase transaction on POS is not allowed as it is non-tangible.