टोल फ्री नंबर (घरेलू):
1800 5700
1800 5000
शिक्षा ऋण ईएमआई कैलकुलेटर
शिक्षा ऋण ईएमआई कैलकुलेटर
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ऋण राशि:
₹500000 -
ब्याज दर (%):
8.15 -
ऋण अवधि (मासिक):
180 -
की एक समान मासिक किश्त (ईएमआई)
विद्या लक्ष्मी पोर्टल
सहायता चाहिए ?
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टोल फ्री नंबर .
विदेश से कॉल करने वाले
घरेलू ग्राहकों के लिए 24x7 उपलब्धता:
+91 79-66296009 -
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Who can apply for the loan?
Any Indian national fulfilling criteria stated above is eligible for education loan.
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Who can be co-obligant?
The parents, guardians, friends and relatives can be co-obligant.
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How much does Bank of Baroda lend?
Studies in India - Maximum Rs.125.00 Lakh for Medical & Aviation & for others Rs.10 lakhs
Studies abroad - Rs. 150.00 lakh for Institutions specified in List of Premier Institutions & Rs. 60.00 lakh for Institutions not specified in List of Premier Institutions
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For how long a period can I get the loan?
We grant loans for a term of 10-15 years after repayment holiday/moratorium.
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What is the repayment holiday/moratorium period?
Course period + 1 year
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What is the mode of repayment?
The accrued interest during the repayment holiday period to be added to the principal and repayment in Equated Monthly Instalment (EMI) is fixed.
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Do you offer any concession?
Yes, we do offer 0.5% interest concession to the girl student Loanee
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What type of interest do you charge under your Education Loan Scheme?
We charge simple interest at monthly rests during the repayment holiday/moratorium period.
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Do you levy any penalty for default under the scheme?
Yes, we charge penal interest @ 2% on overdue amount in the loan exceeding Rs. 4 lakhs.
