टोल फ्री नंबर (घरेलू):
1800 5700
1800 5000
प्रीमियम बैंकिंग के नए मानक - बॉब मास्टरस्ट्रोक एसबी खाता।
आज की दुनिया में, ग्राहक अपने बैंकिंग अनुभव से अधिक की अपेक्षा रखते हैं। इस कड़ी में पेश है... बॉब मास्टरस्ट्रोक बचत खाता – यह विशेष रूप से उन लोगों के लिए तैयार किया गया है जो सर्वश्रेष्ठ सेवाओं की मांग करते हैं।
बॉब मास्टरस्ट्रोक बचत बैंक खाता
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लाभ
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Masterstroke Benefits
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विशेषताएं
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आवश्यक दस्तावेज़
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फीस एवं शुल्क
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सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
बॉब मास्टरस्ट्रोक बचत बैंक खाता : लाभ
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क्यूएबी - ₹ 10.00 लाख
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लाइफ टाइम फ्री वीज़ा ऑपुलेंस डेबिट कार्ड
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प्रतिदिन नकद निकासी की सीमा रु.5 लाख तक (एटीएम)*
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खरीद सीमा: प्रति दिन- रु.10 लाख (पीओएस)*
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निःशुल्क असीमित एनईएफटी/आरटीजीएस/आईएमपीएस
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असीमित चेक बुक
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अनुरोध करने पर स्वीप सुविधा उपलब्ध*
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नकद जमा के लिए कोई शुल्क नहीं (आधार शाखा)
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प्रतिदिन रु.1 लाख तक की नकद जमा पर कोई प्रभार नहीं (गैर-आधार शाखा)
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गिफ्ट कार्ड और ट्रैवल कार्ड जारी करने के शुल्क पर 100% की छूट
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विदेशी मुद्रा के लेनदेन पर कम मार्कअप
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वार्षिक लॉकर शुल्क पर 100% छूट*
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खुदरा ऋण के प्रोसेसिंग शुल्क में 100% की छूट*
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रिटेल ऋणों के ब्याज दरों पर 0.25% तक की छूट*
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निःशुल्क एसएमएस/ई-मेल अलर्ट
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कोई लेजर फोलियो / लेनदेन शुल्क नहीं
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डीमैट एएमसी शुल्क पर 100% की छूट*
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तिमाही में 5 बार बैंकिंग @कॉल सुविधा (डीएसबीएस)
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Lifetime Free ETERNA CREDIT CARD*
(Free Eterna Credit Card Issued to 1st Account Holder only)
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नोट : " नियम एवं शर्तें लागू "
बॉब मास्टरस्ट्रोक बचत बैंक खाता : Masterstroke Benefits
| Benefits per year for Masterstroke SB Account Holders | ||||
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| Bespoke benefits to Opulence card holders | Price | Actual Cost | No of times | Expected usage |
| Domestic Lounge | $ 20 per visit | Rs 1,681 per visit |
Unlimited Lets expected 24 times travel max |
40,344 |
| International Lounge | $ 33 per visit | Rs 2,774 per visit |
Unlimited lets expected 6 times travel max |
16,644 |
| Golf | Golf games at $ 70 per game – weekday | Rs 5,884 per game |
3 per year (1 per quarter) Expecting 1 game per quarter on weekend |
22,698 |
| Golf games at $ 90 per game – weekend | Rs 7,566 per game | |||
| Golf lessons are $40 per lesson | Rs 3,362 per game |
12 per year (3 per year) |
40,344 | |
| Club Marriott membership | ₹ 10,000 per membership | Rs 10,000 per membership | Rs 10,000 per membership | 10,000 |
| Airport pickup and drop | ₹ 1,800 per service | Rs 1,800 per service |
8 per year (2 per quarter) |
14,400 |
| Total | 33,067.00 | 144,430.00 | ||
| Benefits per year for Masterstroke SB Account Holders is Rs 1.44 Lakhs | ||||
बॉब मास्टरस्ट्रोक बचत बैंक खाता : विशेषताएं
| PARAMETERS | FEATURES | |||||||||||||||||||||||||
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| Average Quarterly Balance (QAB) |
Rs. 10,00,000 or Rs. 5.00 lakh QAB and Rs. 10.00 Lakhs TD |
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| Eligibility | All Individuals (including NRI) | |||||||||||||||||||||||||
| Scheme Codes | Residents as SB116, NRE as SB216 and NRO as SB316 | |||||||||||||||||||||||||
| Minors | Minor Accounts are not allowed | |||||||||||||||||||||||||
| Joint Accounts | Joint Account is allowed; however, benefits will be made available to 1st Account Holder only. Opening of Joint Accounts in NRE and NRO schemes are as per Bank’s extant guidelines. | |||||||||||||||||||||||||
| Account Opening modes | All Account Opening modes are allowed such as RLBO, TAB and VKYC. | |||||||||||||||||||||||||
| Eligible Branches | All | |||||||||||||||||||||||||
Penal Charges on non-maintenance of QAB |
Rs 3,000/- + GST Quarterly* | |||||||||||||||||||||||||
| Debit Card Variant |
Free VISA Opulence Debit Card (Issued to 1st Account Holder only) |
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| Debit Card Issuance and Renewal charges |
100% Waiver on Fee (only for the VISA Opulence Debit Card issued to 1st Holder) |
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| Discount in Forex Markup | 2bps | |||||||||||||||||||||||||
Cheque Leaves, Demand Draft / Banker Cheque, (RTGS/NEFT, IMPS / UPI) Including BULK, SMS / Email Alerts, Transactions Charges |
FREE UNLIMITED | |||||||||||||||||||||||||
| Discount on Depository Services / Demat AMC |
LIFETIME FREE (Depository Services to 1st Account Holder only) |
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| Discount on Issuance / Renewal Fee of Prepaid cards / Gift cards | 100% | |||||||||||||||||||||||||
| Discount on Annual Locker Rent | 100% (only on 1 Small Size Locker to 1st Account holder only, Subject to Availability) | |||||||||||||||||||||||||
| Sweep facility Allowed |
Yes, available on written request from the Customers.
The FFD Scheme code are: -
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| Banking @call Facility (DSBS) | 5 per Quarters | |||||||||||||||||||||||||
| Credit Card | Lifetime Free ETERNA CREDIT CARD* (Free Eterna Credit Card Issued to 1st Account Holder only) | |||||||||||||||||||||||||
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Waiver in processing charges on Home Loans, Mortgage Loans. |
100% (Subject to recovery of minimum charges per property to be mortgaged as out of pocket expenses (for legal, valuation etc).) | |||||||||||||||||||||||||
| Waiver in processing charges on Auto, Personal Loans and Education Loans. |
100%* (Available for New Loans only) |
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| Concession in Interest Rates of 4Wheeler Loans, Home, Mortgage, Personal & Education Loans* |
0.25%* (Available for New Loans only upto Rs 10.00 lacs of the loan amount and the benefit will reflect on the next Quarter only if the QAB is maintained) |
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| Scheme Conversion and SOL Transfer | Allowed | |||||||||||||||||||||||||
| Calculation of the QAB for masterstroke Savings Account | ||||||||||||||||||||||||||
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Important Terms and Conditions
- Benefits such as Free Opulence Debit Card, Lifetime Free Eterna Credit Card, Discount and Concession in Interest Rates are available for 1st named Account Holder only.
- If the balance remains below the benchmark level continuously for 3 months, the Bank may transfer this account to a normal savings bank account and shall recover the charges. All the facilities of bob Masterstroke Savings Bank account will be withdrawn.
- Only -1- concession / offer / discount is to be provided from -2- or more concession / offers / discounts if any running at that time, however Higher of all may be provided to the Account Holders.
- Features will be available only till the Account remains in the Masterstroke Scheme code. In case of Closure or Scheme Code Conversion to other Schemes, all the Features, Discount, Waiver and Concessions will be withdrawn from the date of closure or transfer out.
- Interest Rates of Retails Loans after concessions in the scheme should not go below the minimum rates set by the Bank.
- All Benefits to Account holder will be linked to QAB maintained in the Account in the quarter. In case QAB is not maintained no features will be made available to the customer in next quarter.
- For Rate of Interest on Retail Loans, concessional ROI effect will be provided at the end of the quarter upon positive confirmation from CBS regarding the maintenance of QAB in the captioned Quarter.
- Property Mortgage Charges and other Out of Pocket Charges in Retail Loans as per Bank’s latest Schedule of Service Charges are to be borne by the Masterstroke Account Holders. No Concessions are provided in these charges under this scheme.
| Offers available with VISA Opulence Debit Card | |
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For Latest Benefits,please visit VISA Opulence Debit Card |
| Offers available with Eterna Card | |
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| Welcome Benefit: | Complimentary 6 months membership of FitPass, Fit Coach & FitFeast worth Rs. 15,000 |
| Rewards Program |
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| Exclusive Benefits |
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| Reward point T&C | Spends done on Special MCCs earn core RP @ 1.5 Reward points for every Rs 100 spent and don’t qualify for 5X rewards. For list of special MCCs and detailed terms & conditions refer to BOBCARD LIMITED (Formerly known as BOB Financial Solutions Limited) |
बॉब मास्टरस्ट्रोक बचत बैंक खाता : आवश्यक दस्तावेज़
| खाता खोलने के लिए मान्य केवाईसी दस्तावेजों की सूची | |||||
| भारतीय रिजर्व बैंक के मौजूदा दिशानिर्देशों के अनुसार खाता खोलते समय स्थायी खाता संख्या (पैन) / फॉर्म 60 अनिवार्य रूप से प्राप्त किया जाए. | |||||
| व्यक्तियों के खातों के लिए आधिकारिक रूप से मान्य दस्तावेज़ (ओवीडी) |
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| डीम्ड आधिकारिक रूप से मान्य दस्तावेज, ओवीडी में वर्तमान / अद्यतन पता न होने पर(सूची में से कम से कम एक दस्तावेज़ आवश्यक है) |
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| विदेशी छात्रों के मामले में |
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| अनिवासी भारतीय / विदेशी पर्यटक के लिए |
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| पीआईओ/ओसीआई . के लिए |
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| विदेशी नागरिकों के लिए | |||||
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वर्तमान विदेशी पते का उल्लेख करते हुए पते का प्रमाण (कोई एक) |
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(एफआरआरओ/एफआरओ प्रमाणपत्र/परमिट/भारतीय ड्राइविंग लाइसेंस/ओवीडी/उपरोक्त उल्लिखित कोई भी डीम्ड ओवीडी, भारतीय पते के प्रमाण के लिए प्रदान किया जाना आवश्यक है।)
| कंपनियों के खाते |
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| एकल स्वामित्व वाली फर्मों के खाते। |
(निम्नलिखित में से कोई दो दस्तावेज प्राप्त किए जाने हैं)
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| साझेदारी फर्मों के खाते। (दर्ज कराई) |
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| ट्रस्टों के खाते |
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| अनिगमित संघों या व्यक्तियों के निकाय के खातों में अपंजीकृत शामिल हैं |
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| पार्टनरशिप फर्म/ट्रस्ट और सोसायटी। |
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| हिन्दुओं के खाते अविभक्त परिवार |
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| सरकार या उसके विभागों, सोसायटियों, विश्वविद्यालयों और स्थानीय निकायों जैसे ग्राम पंचायतों आदि के खाते । |
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| राजनीतिक दलों का लेखा-जोखा |
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बॉब मास्टरस्ट्रोक बचत बैंक खाता : फीस एवं शुल्क
ब्याज दर और प्रभार के लिए “यहाँ क्लिक करें”
बॉब मास्टरस्ट्रोक बचत बैंक खाता : सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
न्यूनतम त्रैमासिक औसत शेष राशि आवश्यकता
- मेट्रो/शहरी/अर्ध-शहरी/ग्रामीण: रु 10.00 लाख ।
- गणना: न्यूनतम QAB आवश्यकता की गणना दिनों की संख्या के समापन शेष के योग को दिनों की संख्या से विभाजित करके की जाती है।
- तिमाही बैंक के मौजूदा दिशानिर्देशों के अनुसार होगी जो वर्तमान में निम्नानुसार है: - जनवरी से मार्च, अप्रैल से जून, जुलाई से सितंबर और अक्टूबर से दिसंबर।
त्रैमासिक औसत शेष (क्यूएबी) न बनाए रखने पर शुल्क
- मेट्रो/शहरी/अर्ध-शहरी/ग्रामीण: ₹3,000 + जीएसटी प्रति तिमाही।
- शेष राशि की गणना:
| क्रमांक | क्यूएबी | टीडी | लागू शुल्क (हाँ/नही) | राशि |
|---|---|---|---|---|
| 1. | >= Rs 10.00 लाख | आवश्यक नहीं | नही | NA |
| 2. | >=Rs 5.00 lakhs < Rs. 10.00 लाख | >= Rs. 10.00 लाख | नही | NA |
| 3. | >=Rs 5.00 लाख < Rs. 10.00 लाख | < Rs. 10.00 लाख | हाँ | Rs. 1,500+जीएसटी (शुल्क का 50%) |
| 4. | <Rs 5.00 लाख | लागू नहीं | हाँ | Rs. 3,000+जीएसटी (शुल्क का 100%) |
यदि शेष राशि लगातार 3 महीने तक बेंचमार्क स्तर से नीचे रहती है, तो बैंक इस खाते को सामान्य बचत बैंक खाते में परिवर्तित कर सकता है एवं शुल्क वसूल कर सकता है । बॉब मास्टरस्ट्रोक बचत बैंक खाते की सभी सुविधाएँ वापस ले ली जाएगी।
Withdrawal(s) & use of Withdrawal Form (Slip)
- Withdrawals will be allowed either by withdrawal forms or by cheques. Payment against withdrawal form along with passbook is allowed for self only with per day limit of Rs. 25000/- (Minimum Rs. 25/- in Rural/SU and Rs. 50/- in Metro/Urban).
Transfer of Account/ Scheme
- Upon submission of application along with pass book and unused cheque leaves the account can be transferred to another branch/ scheme free of charge.
Interest Calculation and Frequency
- Interest for the period February to April will be credited in May, Interest for May to July will be credited in August, interest for August to October will be credited in November and interest for November to January will be credited in February every year.
Dormant/ Inoperative Account
- Account becomes inoperative/dormant if there are no customer induced transactions in Savings account for over a period of two years. Interest is continued to be applied in all such Savings Bank accounts. No charges are levied for in-operation of accounts.
- Activation/Closure of Dormant/Inoperative accounts will be done after submission of necessary KYC documents, photo, fresh specimen signature, subject to satisfaction of the Bank.
- All Accounts which have remained inoperative/dormant for a period of 10 years and above will be treated as unclaimed deposits and will be transferred to RBI. Upon receipt of the request from the customer such deposits will be returned subject to conditions.
Nomination Facility
- Nomination facility available.
Rules for Transfer/ inter-sol transfer/clearing transactions and charges
- Transfer Transaction at base branch Allowed freely without any limit.
- Transfer Transaction at Non-base branch (local as well as outstation) normally allowed only at a branch where either drawer or payee maintains account. However, for genuine transactions, Branch Head is authorized to allow transactions at non-base branch (where neither drawer nor payee maintains account) on case to case basis subject to certain conditions.
Disclosure of Information
- The Bank may disclose information about customer’s account, if required and permitted by law, rule or regulations, or at the request of any public or regulatory authority or if such disclosure is required for the purpose of preventing frauds, or in public interest, without specific consent of the account holder(s).
- All relevant policies including code of commitments to customers and grievance redressal policy are available at the branches.
- MITCs OF ATM/DEBIT Card, Mobile Banking, Net-Banking in Application Forms are available separately.
- The Bank will notify, 30 days in advance, any change in terms and conditions/ Fees and charges on its website.
- Deposits along with interest kept in different branches of our Bank is insured by Deposit Insurance & Credit Guarantee Corporation (DICGC) maximum upto Rs 5,00,000( Rs 5 lakh).
सहायता चाहिए ?
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टोल फ्री नंबर .
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