Travel Guard by TATA AIG

Features

• Trip curtailment

  If the Trip had to be curtailed by the insured after commencement of the trip, non-refundable unused portion of travel and accommodation costs or additional accommodation and/or travel expense can be claimed.

• Hijacking

  Pays distress allowance if insured common carrier has been hijacked.

• Flight delay

  Reimburses the amount of additional expenses, if your trip is delayed by more than 12 hours.

• Fraudulent charges

  If payment card is lost or stolen, the unauthorized charges will be reimbursed.

• Accident andsickness medical expenses

  Covers accident and medical sickness expenses made while on a trip abroad.

• Checked in baggage loss

  Covers Loss of checked baggage, held in care, custody and control of a common carrier, due to theft or due to misdirection by a common carrier or due to non-delivery at its destination.

• Missed connections/missed departure

  Reimburses reasonable additional expenses due to missed connections or missed departure by insured scheduled airline, on insured return journey.

Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01/04/2022 to 31/03/2025 for procuring or soliciting business of Life insurance, General insurance & Standalone Health insurance under Registration Code CA0004". Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read the sales read sales brochure carefully before concluding a sale. The purchase of Insurance products by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by the respective insurance company. Bank of Baroda does not perform any insurance e-commerce activity on its website. The contract of insurance is between the insurer and the insured; and not between the Bank and the Insured.

Claims Procedure:

• The policy covers various travel emergencies faced whilst abroad.
• Premium can be paid in Indian Rupees (except in case of employment).
• Claim assistance available from an international service provider.
• Claims are payable in foreign currency to doctors/hospitals abroad, directly by the service provider in most cases. In case, cashless service is not available insured can claim reimbursement.

The policy can be purchased by any citizens of India, Nepal or Bhutan going abroad for business or holiday purposes or any foreign nationals working in India for Indian employers of multi-national organizations getting salary in Indian rupees.