टोल फ्री नंबर (घरेलू):
1800 5700
1800 5000
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Where sophistication, security, and financial empowerment meet.
bob Sapphire Women SB Account
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लाभ
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विशेषताएं
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पात्रता
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आवश्यक दस्तावेज़
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ब्याज दर और प्रभार
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सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
bob Sapphire Women SB Account : लाभ
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Complementary Critical Illness Care coverage upto Rs. 10.00 Lakhs
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Offers on EASE My TRIP and Premium brands
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Discounts in Retail Loans and Concession in Interest Rates.
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Concession in interest rate for education loan for daughter
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Banking @ call, Free banking services, discounts on Lockers
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VISA Sapphire Debit Card with Domestic Airport lounge access, benefits on selected Luxury Hotel Collection.
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MAB - Rs. 1.00 Lakh.
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Free RTGS / NEFT from all Channels
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Note : "T&C Apply"
bob Sapphire Women SB Account : विशेषताएं
| Account Eligibility and Details | ||||||||||||||||
| Sr. | Parameters | Details | ||||||||||||||
| 1. | Eligibility | Women (18 to 60 years) (Singly or Jointly – First A/c holder should be Women Only) |
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| 2. | Account Opening Channels | Branch, Online | ||||||||||||||
| 3. | Monthly Average Balance (MAB) | Rs. 1.00 Lakh, No maximum Limit |
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| 4. | Critical Illness Care Plan | Complementary upto Rs. 10.00 Lakhs Cover from Star Health Insurance | ||||||||||||||
| 5. | Cheque book issuance charges | Free for routine usage | ||||||||||||||
| 6. | Debit Card | VISA Saphire Debit Card (Issued to 1st holder only) | ||||||||||||||
| 7. | Debit Card Issuance Fee | Free for VISA Saphire Debit Card issued to 1st holder only. | ||||||||||||||
| 8. | Debit Card Renewal Fee | As per Bank’s guidelines. | ||||||||||||||
| 9. | bobWorld Internet / Mobile / WhatsApp Services | Allowed | ||||||||||||||
| 10. | FFD Facility |
Allowed on request
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| 11. | Account Conversion | Allowed, for Women’s Accounts only (Primary Account holder), provided existing accounts have MAB of Rs. 1.00 Lakh for last 2 Months or Declaration to maintain in the present Month. | ||||||||||||||
| 12. | Doorstep Banking Services (DSBS) | 2 Services Free per Quarter | ||||||||||||||
| 13. | NEFT / RTGS | Free | ||||||||||||||
| 14. | IMPS | 50% Discount of normal charges | ||||||||||||||
| 15. | Cash Deposit Charges | Free in Base Branch | ||||||||||||||
| 16. | Cash Deposit in Non-Base branch | Free up to Rs. 1.00 Lakh per day. Thereafter Bank’s extant guidelines will be applicable. | ||||||||||||||
| 17. | Locker Charges discount |
20% discount on Small Size Locker in the name of 1st Holder only. Subject to
-2- Discounts cannot be clubbed, however Higher of the -2- may be provided. |
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| 18. | Gift & Travel Card | Free Issuance for 1 Travel / Gift Card per quarter | ||||||||||||||
| 19. | SMS / Email Alert Charges | Free | ||||||||||||||
| 20. | Debit Card Transaction at Bank's own Domestic ATM's | As per Bank’s extant guidelines. | ||||||||||||||
| 21. | Transaction at other Banks ATM | As per Bank/RBI guidelines applicable from time to time. | ||||||||||||||
| 22. | Concession in Demat AMC | Free AMC for 1st year | ||||||||||||||
| 23. | Discount in Processing charges of Retail Loans* | 50% Discount in Processing charges of Retail Loans (Mortgage, Home, Auto, Personal) *(only on New Sanctions and only any 1 Loan in the name of 1st Account Holder) |
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| 24. | Concession in Interest rates of Home / Auto Loans* | Up to 0.10% Concession in Interest rates of Home / Auto Loans* (only on New Sanctions and only 1 Loan in the name of 1st Account Holder) | ||||||||||||||
| 25. | Concession in Interest rates of Education Loans | 0.50% lower interest rate in education loan for girl child (only on New Sanctions and only 1 Loan in the name of Girl Child of 1st Account Holder) | ||||||||||||||
| 26. | Complementary Zero balance | Complementary Zero balance “bob Lite” / “bob BRO” SB Account for their children (Max 2) | ||||||||||||||
| 27. | Scheme Transfer (from Women Premium SB) | Allowed, Subject to T & C of Target Scheme Code. | ||||||||||||||
| 28. | Sol Transfer | Allowed, as per Bank’s extant guidelines. | ||||||||||||||
| 29. | Nomination | Allowed, as per Bank’s extant guidelines. | ||||||||||||||
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Benefits Linked with the VISA Sapphire Female Debit Card (*The above offers/benefits may change from time to time. For more details, please refer to our Website: bob World Sapphire) |
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bob Sapphire Women SB Account : पात्रता
- Gender: Women
- Age: 18 years to 60 years
*On completion of 60years, no benefits will be passed on to the customer.
bob Sapphire Women SB Account : आवश्यक दस्तावेज़
| खाता खोलने के लिए मान्य केवाईसी दस्तावेजों की सूची | |||||
| भारतीय रिजर्व बैंक के मौजूदा दिशानिर्देशों के अनुसार खाता खोलते समय स्थायी खाता संख्या (पैन) / फॉर्म 60 अनिवार्य रूप से प्राप्त किया जाए. | |||||
| व्यक्तियों के खातों के लिए आधिकारिक रूप से मान्य दस्तावेज़ (ओवीडी) |
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| डीम्ड आधिकारिक रूप से मान्य दस्तावेज, ओवीडी में वर्तमान / अद्यतन पता न होने पर(सूची में से कम से कम एक दस्तावेज़ आवश्यक है) |
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| विदेशी छात्रों के मामले में |
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| अनिवासी भारतीय / विदेशी पर्यटक के लिए |
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| पीआईओ/ओसीआई . के लिए |
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| विदेशी नागरिकों के लिए | |||||
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वर्तमान विदेशी पते का उल्लेख करते हुए पते का प्रमाण (कोई एक) |
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(एफआरआरओ/एफआरओ प्रमाणपत्र/परमिट/भारतीय ड्राइविंग लाइसेंस/ओवीडी/उपरोक्त उल्लिखित कोई भी डीम्ड ओवीडी, भारतीय पते के प्रमाण के लिए प्रदान किया जाना आवश्यक है।)
| कंपनियों के खाते |
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| एकल स्वामित्व वाली फर्मों के खाते। |
(निम्नलिखित में से कोई दो दस्तावेज प्राप्त किए जाने हैं)
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| साझेदारी फर्मों के खाते। (दर्ज कराई) |
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| ट्रस्टों के खाते |
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| अनिगमित संघों या व्यक्तियों के निकाय के खातों में अपंजीकृत शामिल हैं |
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| पार्टनरशिप फर्म/ट्रस्ट और सोसायटी। |
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| हिन्दुओं के खाते अविभक्त परिवार |
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| सरकार या उसके विभागों, सोसायटियों, विश्वविद्यालयों और स्थानीय निकायों जैसे ग्राम पंचायतों आदि के खाते । |
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| राजनीतिक दलों का लेखा-जोखा |
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bob Sapphire Women SB Account : ब्याज दर और प्रभार
ब्याज दर और प्रभार के लिए “यहाँ क्लिक करें”
Charges for not Maintaining MAB
- Rs. 400.00 per Month (ex. GST) (Prorata Basis)
MAB Balance less than Rs. 50,000/- Rs. 400/- MAB Balance above Rs. 50,000/- & less than Rs. 1,00,000/- Rs. 200/-
bob Sapphire Women SB Account : सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
Disclosure of Information:
- All the benefits are available such as Free Issuance of Premium Debit Card, Locker Discounts, DSBS Services are available for 1st Name Account holder only. The second holder can only operate the account and transactions related benefit can be provided.
- Any services such as Debit Card, Locker, DSBS etc. availed by additional Account holders will be chargeable as per Service Charges Schedule of Bank.
- Only -1- Discount /Waiver / Concession is to be provided from -2- or more offers if any running at that time, however higher of all may be provided to the Account Holders.
- Interest Rates of Retails loans after Concessions should not go below the minimum rates set by the Bank. Applicable only on New Sanctions and only 1 Loan in the name of 1st Account Holder.
- Accounts may be allowed to open with Zero Balance, however Debit Card and other benefits to be provided only after funding of Account by minimum amount of Rs. 50,000/-.
- Scheme Conversion may be allowed with lower balance in the Account, however Debit Card and other benefits to be provided only after funding of Account by minimum amount of Rs. 50,000/-.
- FFD facility will be provided on request basis only for Account open as well as Account conversion. By default, FFD will be No in the Account. In case, Customer request for FFD, Branch to add the same in the CBS in HACM Menu under Flexi Tab.
- At the time of the Scheme transfer out from Sapphire Women SB Scheme, all the benefits will be withdrawn & FFD facility will be cancelled from the Account irrespective of Target Scheme have FFD or not.
- In case of Death of 1st Holder, Account Scheme to be changed to Eligible category of SB scheme based on the Surviving Members eligibility with required notices as per Bank’s process.
- Critical Care coverage is provided by our Health Partner “Star Health Insurance Company Limited” and is covered by their guidelines, subjected to the Terms and Conditions and agreement between the Bank and Star Health Insurance Company Limited. For any other information or detail visit https://www.starhealth.in/health-insurance/critical-illness-insurance/
- The offers provided by the VISA Sapphire Card is subject to change, please visit https://www.bankofbaroda.in/personal-banking/digital-products/cards/debit-cards/bob-world-visa-sapphire-debit-card for updated offers and benefits.
Withdrawal(s) & use of Withdrawal Form (Slip)
- Withdrawals will be allowed either by withdrawal forms or by cheques. Payment against withdrawal form along with passbook is allowed for self only with per day limit of Rs. 25000/- (Minimum Rs. 25/- in Rural/SU and Rs. 50/- in Metro/Urban).
Transfer of Account/ Scheme
- Upon submission of application along with pass book and unused cheque leaves the account can be transferred to another branch/ scheme free of charge.
Interest Calculation and Frequency
- Interest for the period February to April will be credited in May, Interest for May to July will be credited in August, interest for August to October will be credited in November and interest for November to January will be credited in February every year.
Dormant/ Inoperative Account
- Account becomes inoperative/dormant if there are no customer induced transactions in Savings account for over a period of two years. Interest is continued to be applied in all such Savings Bank accounts. No charges are levied for in-operation of accounts.
- Activation/Closure of Dormant/Inoperative accounts will be done after submission of necessary KYC documents, photo, fresh specimen signature, subject to satisfaction of the Bank.
- All Accounts which have remained inoperative/dormant for a period of 10 years and above will be treated as unclaimed deposits and will be transferred to RBI. Upon receipt of the request from the customer such deposits will be returned subject to conditions.
Nomination Facility
- Nomination facility available.
Rules for Transfer/ inter-sol transfer/clearing transactions and charges
- Transfer Transaction at base branch Allowed freely without any limit.
- Transfer Transaction at Non-base branch (local as well as outstation) normally allowed only at a branch where either drawer or payee maintains account. However, for genuine transactions, Branch Head is authorized to allow transactions at non-base branch (where neither drawer nor payee maintains account) on case to case basis subject to certain conditions.
Disclosure of Information
- The Bank may disclose information about customer’s account, if required and permitted by law, rule or regulations, or at the request of any public or regulatory authority or if such disclosure is required for the purpose of preventing frauds, or in public interest, without specific consent of the account holder(s).
- All relevant policies including code of commitments to customers and grievance redressal policy are available at the branches.
- MITCs OF ATM/DEBIT Card, Mobile Banking, Net-Banking in Application Forms are available separately.
- The Bank will notify, 30 days in advance, any change in terms and conditions/ Fees and charges on its website.
- Deposits along with interest kept in different branches of our Bank is insured by Deposit Insurance & Credit Guarantee Corporation (DICGC) maximum upto Rs 5,00,000( Rs 5 lakh).
सहायता चाहिए ?
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टोल फ्री नंबर .
विदेश से कॉल करने वाले
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