Invitation of applications for empanelment of advocates/ firms on banks panel
Bank announces Financial Results for quarter ended, 30th September 2024.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Bank of Baroda offers various education loans at attractive interest rates with repayment tenure of up to 15 years. No collateral needs to be provided for loans of up to Rs. 40.00 lakh for the identified premier institutes. Maximum Loam limit is Rs.125.00 lakh for study in India and Rs.150.00 lakh for study abroad.
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Education is a form of monetary assistance availed by students to meet the expenses associated with their studies.
Opting for an education loan reduces the strain on existing savings and eliminates the need to liquidate the existing investments. The interest on an education loan is eligible for a tax rebate under Section 80 E of the Income Tax Act 1961
An education loan can be applied online using bank’s website https://www.bankofbaroda.in/personal-banking/loans/education-loan
The student applying for the education loan must be a resident of India. He/she must have confirmed admission in recognized educational institutes in India or abroad.
For study in India up to Rs.125.00 lakh
For study abroad up to Rs.150.00 lakh
The education loan can be paid using any online channel like net banking, mobile banking etc. The Borrower will have also a choice to pay the Education loan by visiting the nearby branch.
Starting from BRLLR+0.25 % for study in India & BRLLR+1.75% for study abroad. For Current ROI kindly visit our Interest Rates & Charges page.
Co-applicant should normally be parent(s)/guardian of the student borrower. In case of a married person, joint borrower can be either spouse or the parent(s)/parents-in-law.
This loan is given out for school education in any recognized school. The maximum loan granted is Rs. 4 lakhs and is payable after 12 months from the date of first disbursement in 12 installments.
Yes
There is no specific restriction with regard to the age of the student to be eligible for Baroda Vidya Loan.
NIL
YES . There is no specific restriction with regard to the age of the student to be eligible for education loan
Up to Rs.4.00 lakh
BRLLR+SP+ 3.10% For Current ROI kindly visit our Interest Rates & Charges page.
There is no specific restriction with regard to the age of the student to be eligible for education loan.
yes
Up to Rs.125.00 lakh
Starting from BRLLR+0.25% For Current ROI kindly visit our Interest Rates & Charges page.
YES
Baroda Scholar Loan , provides an opportunity to avail education loan for the students going abroad for Professional / Technical studies.
There is no specific restriction with regard to the age of the student to be eligible for Baroda Scholar Loan?
Upt to Rs. 150.00 lakh
No
Starting from BRLLR + 1.75 For Current ROI kindly visit our Interest Rates & Charges page.
This loan is given for students pursuing technical courses offered by training institutes, polytechnics etc. The loan amount ranges from Rs. 5,000 to Rs. 1,50,000. The repayment period depends on the loan amount but can go up to 7 years.
Vocational/Skill development courses
There is no specific restriction with regard to the age of the student to be eligible for Baroda skill Loan
Individuals who intend to take up skill development courses as per the Skilling Loan Eligibility Criteria.
After getting enrolled in Vocational/Skill development courses
or
Common requirements for all applicants.
Additional requirement.
You can log on to your account online by using your credentials on Mobile Banking (BOB WORLD) & Net Banking facility. . After logging in, you'll be able to see your Vehicle loan details and the status of your loan status, You may also contact your nearest Branch for details.
You can log on to your account online by using your credentials on Mobile Banking (BOB WORLD) & Net Banking facility, after logging in, you'll be able to see your Two Wheeler (Bike) loan details and the status of your loan account or visit nearby Branch of Bank of Baroda to know Two Wheeler (Bike) Loan details.
You can log on to your account online by using your credentials on Mobile Banking (BOB WORLD) & Net Banking facility, after logging in, you'll be able to see your Two Wheeler ( loan details and the status of your loan account or visit nearby Branch of Bank of Baroda to know Two Wheeler Loan details.
You can log on to your account online by using your credentials on Mobile Banking (BOB WORLD) & Net Banking facility. . After logging in, you'll be able to see your Vehicle loan details and the status of your loan account or visit nearby Branch of Bank of Baroda and ask your outstanding by sharing your loan account number with Branch officials.
Car loan is a loan availed for (i) Car Loan (II) Pre-owned Car loan. Can be availed individually or jointly with close relatives. The Vehicle purchased out of Bank Finance is taken as security.
Car Loan interest rate depends on the CIBIL Score. To know the prevailing interest rate, please visit our website.
You can apply for Car Loan through any of the below mentioned modes-(1) Branch [you can find our nearest Branch through Branch Locator available on our website (2) Car Loan Processing Cells avialble at Mumbai, Ahmedabad, Bareilly & Patna (3) Online application through - our website (4) Through missed call at 8467001133 (5) by calling Toll Free No. 1800 5700 & 1800 5000 (6) SMS AL Space (Name) to 8422009988 (7) if you are existing customer of the Bank, you can also apply using Mobile Banking (BOB WORLD) & Net Banking facility.
You can check through any of the below mentioned modes (1) you can visit the Branch, where we have submitted your Loan application. (2) Through calling Toll Free No 1800 5700 & 1800 5000.
Car Loan depends on various factors like Age, Gross Income, EMIs & other deductions, Cost of Proposed Car. To check your eligibility you can visit our near by Branch or online market place of diffrent OEMs i.e. Maruti Smart Finance platform etc. In Principle" sanction letter will give eligible loan amount as per prevailing interest rate and other existing guidelines. Maximum Loan Limit for Individual is Rs.200.00 Lakh & for Non Individual the Maximum Limit is Rs.500 Lakh
You can apply for Car Loan through any of the below mentioned modes-(1) Branch :you can find our nearest Branch through Branch Locator available on our website (2) Car Loan Processing Cells avialble at Mumbai, Ahmedabad, Bareilly & Patna (3) Online application through - our website (4) Through missed call at 8467001133 (5) by calling Toll Free No. 1800 5700 & 1800 5000 (6) SMS AL Space (Name) to 8422009988 (7) if you are existing customer of the Bank, you can also apply using Mobile Banking (BOB WORLD) & Net Banking facility.
You can verify RC Book of the Borrower. If he has taken Loan from any Financial Institution, RC Book indicates name of Financer Bank / FI
You can check through any of the below mentioned modes (1) you can visit the Branch, where we have submitted your Loan application. (2) Through calling Toll Free No 1800 5700 & 1800 5000. (2) Car loan processing cell located at Mumbai, Ahmedabad, Bareilly & Patna
To Get Car loan Balance you can visit your Base Branch or nearest Branch with account no to know Car Loan Balance. You may also get Balance by calling Toll Free No. 1800 5700 & 1800 5000. If you are existing customer you may get Balance by using Bank's Net banking facility & Mobile banking (BOB World) facility.
To Get Two Wheeler loan (Bike) Balance you can visit your Base Branch or nearest Branch with account no to know Car Loan Balance. You may also get Balance by calling Toll Free No. 1800 5700 & 1800 5000. If you are existing customer you may get Balance by using Bank's Net banking facility & Mobile banking (BOB World) facility.
You can use EMI calculator available on Bank's website
Interest rate on car Loan is based on your CIBIL Score
Bank takes holistic view on the Car Loan application. CIBIL score stand alone is not the criteria. However, generally higher CIBIL Score is considered good. Minimum cut of CIBIL Score is 701 at present.
To Get Car loan Balance you can visit your Base Branch or nearest Branch with account no to know Car Loan Balance. You may also get Balance by calling Toll Free No. 1800 5700 & 1800 5000 . If you are existing customer you may get Balance by using Bank's Net banking facility & Mobile banking (BOB World) facility.
Bank will issue No Objection Certificate (NOC) to the Auto Loan Borrower with in -7- working days from the full repayment of Auto Loan amount.
Car Loan interest rate depends on the CIBIL Score. To know the prevailing interest rate, please visit our website https://www.bankofbaroda.in/interest-rate-and-service-charges/retail-loans-interest-rates
Car Loan EMI depends on Rate of Interest, Amount of Loan and Tenure. To know the EMI, please visit our website. You can use EMI calculator available on Bank's website
You can apply for Car Loan through any of the below mentioned modes-(1) Branch [you can find our nearest Branch through Branch Locator available on our website (2) Car Loan Processing Cells avialble at Mumbai, Ahmedabad, Bareilly & Patna (3) Online application through - our website (4) Through missed call at 8467001133 (5) by calling Toll Free No. 1800 5700 & 1800 5000 (6) SMS AL Space (Name) to 8422009988 (7) if you are existing customer of the Bank, you can also apply using Mobile Banking (BOB
Bank of Baroda offeres very compitative ROI alogwith higher Loan Limits with best customer experience.
You can apply for Two Wheeler (Bike) Loan through any of the below mentioned modes-(1) Branch [you can find our nearest Branch through Branch Locator available on our website) (2) by calling Toll Free No. 1800 5700 & 1800 5000.
Resident Individuals ( Salaried Employees, Pensioners, Businessmen, Professionals, Farmers & Staff )
Micro manufacturing units which have an investment in plant & machinery up to Rs. 25 lakhs and service units which have an investment in equipment up to Rs. 10 lakhs are micro enterprises.
Yes. Both term finance and working capital facilities are sanctioned by the Bank.
No collaterals/third-party guarantee for loans up to Rs. 100 lakhs which are covered under CGTMSE. For other accounts which are not covered under CGTMSE, the Bank may stipulate collaterals as per Bank’s guidelines.
For working capital advances, the advance is expected to be liquidated within the period for which it is sanctioned along with the timely servicing of interest, as per the agreed terms.
For advances to acquire fixed assets, the repayment is agreed as per the repayment capacity reckoned with the expected cash flow from the business operations, and, therefore, it can be either equal or ballooning monthly/quarterly/half-yearly/yearly instalments or a bullet payment along with the timely servicing of interest as per the agreed terms.
Bank of Baroda has a highly dedicated customer friendly team of personnel. Therefore, such a situation is usually imperceptible except that there may very scarcely arise a communication gap. In such cases, you may immediately contact any of the following for expeditious redress of the grievance:
The Bank has a project finance division; infrastructure financing cell; technology financing cell: all manned by a battery of highly experienced specialised teams to cater to the varying needs of financing in such projects.
Bank of Baroda is among the most prominent purveyors of Foreign Currency Loans to Corporates in India. Moreover, due to the fact that Bank of Baroda has the largest network of overseas branches among all Indian Banks, the Bank can make available the foreign currency loan anywhere in the Globe and that too in the currency of your choice.
Yes, Bank of Baroda believes in building new relationships and maintaining them for mutual growth & prosperity. Therefore, we welcome a customer even if it has not been banking with our bank.
Whether the bank finances for the development of real estate such as housing complex, shopping complex, etc.
Yes, Bank of Baroda has set an ambitious target to provide finance for the real estate sector, which is a vital segment for a growing economy in a developing country like India.
It depends upon the amount of the advance applied for since applications for the higher amount requires approval at higher levels of the bank and therefore, in such case, little more time is taken. Nevertheless, the bank endeavours to dispose of the advance-applications within 30 days at all levels.
Bank of Baroda has one of the largest network of domestic branches (i.e. 2,600+ branches) spread over all nooks & corners of India. All these branches are manned by highly experienced & skilled personnel ever ready to be of service to the customers. All you have to do to simply approach our branch manager, apprise him/her of your need, and, he/she shall be too glad to guide you how to proceed further according to your specific needs.
Bank of Baroda has a very wide bouquet of types of credit facilities that can be tailor-made to suit your specific requirements. In a nutshell, the Bank offers:
a. Working capital finance by way of:
b. Long term finance by way of:
Yes. You can lend your securities through Intermediaries approved by SEBI.
You may enter into an agreement with the approved intermediary, to be a lender under this scheme. After that, you may lend securities any time by submitting lending instructions to your DP.
Intermediary may return the securities at any time or at the end of the agreed period of lending. The intermediary has to repay the securities together with any benefits received during the period of the loan.
The benefits will be given to the intermediary/borrower. However, whenever the securities are being returned/recalled, the intermediary/borrower will return the securities together with benefits received.
Services (COPY OF SERVICES AND BENEFITS SECTION IS THE SAME)
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