Invitation of applications for empanelment of advocates/ firms on banks panel
Bank announces Financial Results for quarter ended, 30th September 2024.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
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Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Note : The Bank may use the services of agents in sales/marketing etc. of its various products Kisan Vikas Patra is a small savings instrument that will facilitate people to invest in a long term savings plan. It is a popular investment instrument given that is of low-risk and also guarantees assured returns.
***For more details, please visit nearest Bank of Baroda Branch.
Frequently Asked Questions (FAQs)
Kisan Vikas Patra, an initiative of the Indian government, is a small savings instrument that allows people to invest in a long-term savings plan. An individual can open an unlimited number of KVP accounts with a minimum deposit of one thousand rupees and any amount in multiples of one hundred rupees. There is no maximum deposit limit in an account or in accounts held by an account holder.
Yes, Kisan Vikas Patra is a good investment for chances of less to no risk.
Kisan Vikas Patra can be purchased by any Indian resident and minors.
7.5%; the interest rates of Kisan Vikas Patra savings schemes are decided by the government and may vary every 3 months.
Documents required for Kisan Vikas Patra are Aadhaar Card, Driving Licence, Passport, Voter ID as identity & address proofs.
As per Gazette Notification dated 31.03.2023- Government Savings Promotion General (Amendment) Rules, 2023 submission of Aadhaar Card and Pan Card is mandatory for New & Existing Customers.
Kisan Vikas Patra is a risk-free investment to get promised returns on fixed interest rates throughout the year.
Yes, one can withdraw Kisan Vikas Patra (KVP) after 2.5 years.
Yes, that is an option and you can transfer a KVP certificate to another person.
The maturity period of KVP is 123 months. Note: Presently maturity period depends upon ROI.
No, there is no maximum limit for deposit in an account or in accounts held by an account holder.
The current rate of interest with KVP scheme is 7.0% for Q3.
One can encash a KVP through a branch.
The KVP maturity amount be paid will be credited in operative account of customer.
No, NRIs and HUFs cannot invest in the KVP scheme.
Any resident Indian can invest in e- KVP scheme. ; Certificate can be purchased by an adult for himself or on behalf of a minor or along with two adults. NRI, HUF, Trust, Company & Charitable Organizations are not allowed to invest in the scheme.
Minimum of Rs. 1000/- and in multiples of Rs.100/- with no Maximum Limit.
7.5% w.e.f 01.04.2023 to 30.06.2023 (GOI revises the eKVP rate of interest every quarter). ROI is contractual i.e. ROI at the time of purchase shall be applicable till maturity.
e- KVP is secured form of investment for customer. Customer can get double the amount of investment in 115 months, as per present ROI i.e.7.5%.
Yes, any walk in customer along with valid KYC documents can approach any BOB branch to open e-KVP account.
Yes, Bank of Baroda Customer can purchase KVP online through mobile banking app BOB WORLD.
Yes, KVP certificate can be used as collateral security for availing loans.
By availing loan/ pre- mature closure (after 2 years & 6 months) funds can be availed.
Premature closure before 2 years 6 months is allowed only for below mentioned cases:
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