IndiaFirst Smart Save Plan

• Enjoy the upside of market and make the most of your money
• Protect your loved ones financially in case of any unforeseen events
• Invest in 4 funds across different asset classes, as per your risk appetite
• Protect your investments from market fluctuations by transferring your money to a ‘Liquid1’ Fund during the last three years of your plan
• Utilize your 2 free monthly switches to shift your funds from one option to another
• Utilize your 2 free monthly switches to shift your funds from one option to another
• Access your money in case of any financial emergency through partial withdrawals

• You can build your savings systematically, through various fund options
• This ULIP Plan offers a life cover in case of the life assured’s untimely death
• You have the option of 4 funds across different asset classes, where you choose the proportion of your premiums based on your risk appetite
• You can make the most of your premiums by ‘switching’ or ‘redirecting your premium’ from one fund to another
• Access your money in case of any financial emergency through partial withdrawals after the completion of lock in period
• This ULIP policy can be purchased through online mode, at your convenience
• Tax* benefit may be available on the premiums paid and benefits received as per prevailing tax laws.

*Tax exemptions are as per applicable tax laws as amended from time to time.

Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01/04/2022 to 31/03/2025 for procuring or soliciting business of Life insurance, General insurance & Standalone Health insurance under Registration Code CA0004". For more details on risk factors, terms and conditions please read the sales read sales brochure carefully before concluding a sale. The purchase of Insurance products by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by the respective insurance company. Bank of Baroda does not perform any insurance e-commerce activity on its website. The contract of insurance is between the insurer and the insured; and not between the Bank and the Insured.

• Minimum age at entry is 5 years and maximum age at entry is 65 years
• Maximum age at the end of policy term is 75 years
• Premiums can be paid monthly, half-yearly, and yearly
• Flexibility to choose your Policy Term from 10 to 70 years under Regular Premium
• Flexibility to choose your Policy Term from 5 to 20 years under Single Premium