IndiaFirst Life Guaranteed Protection Plus Plan

• Life cover at an affordable cost
• Get covered for Whole of Life by paying premiums for only a short duration
• Tailor the policy with multiple 03 coverage options
• Get your premiums back at the end of policy term through Return of Premium option
• Financial protection against Accidental Death, Accidental Total Permanent Disability or up to 40 Critical Illnesses with Incidence Coverage Option
• Flexibility to choose from 3 different pay-out options

• Get financial protection for yourself and your family with life cover at an affordable cost with IndiaFirst Life Guaranteed Protection Plus Plan  
• With multiple options, tailor this policy to suit your safety needs as you get a choice of 7 different coverage options to choose from
•  Flexibility to receive the death benefit as a lump sum or as a monthly income (as per the selected coverage options)
• Get covered for whole of life (till age 99) by paying premiums for only a short duration
• Monetarily safeguard yourself against Accidental Death, Accidental Total Permanent Disability or up to 40 Critical Illnesses with Incidence Coverage Option
• Term Plan with the option to cover yourself against COVID 19
• Want to enhance your sum assured without additional underwriting? We provide you with the flexibility to do so on life stages like Marriage, taking a Home Loan, Child Birth (in selected coverage options). This enhanced sum assured would be available on payment of additional premium
• Get your premiums back at the end of policy term through Return of Premium option
• Protect yourself & your family members against financial impact of against degenerative diseases through Long Term Care option
• Secure your survival with our Dual Protect Option, Get Lumpsum payout once you attain your survival benefit age as opted for and a guaranteed monthly income thereafter. Life cover is available throughout the policy term
• Opt for Waiver of Premium benefit, to ensure policy continuity on diagnosis of any of the 40 Critical Illness or Accidental Total Permanent Disability (in selected coverage options)
• Option to provide coverage to your spouse as well under a single policy
• Tax* benefit may be available on the premiums paid and benefits received as per prevailing tax laws.

*Tax exemptions are as per applicable tax laws as amended from time to time.

Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01/04/2022 to 31/03/2025 for procuring or soliciting business of Life insurance, General insurance & Standalone Health insurance under Registration Code CA0004". For more details on risk factors, terms and conditions please read the sales read sales brochure carefully before concluding a sale. The purchase of Insurance products by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by the respective insurance company. Bank of Baroda does not perform any insurance e-commerce activity on its website. The contract of insurance is between the insurer and the insured; and not between the Bank and the Insured.

• Minimum age at entry is 18 years and maximum age is 65 years
• Minimum policy term is 10 years and maximum policy term is 81 years under Limited Premium
• Minimum policy term is 1 month and maximum policy term is 40 years under Single Premium
• Minimum Sum Assured for Covid Cover is Rs. 1,00,000 for Incidence Coverage and Return of Premium – Rs. 25,00,000 and for All Other Options – Rs. 50,00,000
• Maximum Sum Assured for for Incidence Coverage Options – Rs 1 Cr.( for ADB/ ATPD & CI Sum Assured) and there is no maximum limit, Subject to BAUP for all other options.