Loans

Simply put, a loan is financial assistance obtained by borrowers for personal, medical, or other purposes from a financial institution like a bank.

You can obtain an instant loan after providing the necessary information or after electronically filling out the form. Loan approval is subject to the terms and conditions established by the bank.

Simply go to the branch with required documents and avail a loan.

Here are some easy ways to apply for a loan:

• Get a call back from our executives.
• Or fill the form online via internet banking or bob World.

Yes, Rs. 200 + tax is charged for replacement of damaged card/lost card.

A maximum of 9 accounts held in the same name and same capacity can be linked to a debit card. Please submit a request for linking multiple accounts on your debit card to your base branch.

Debit card does not work on ATMs due to some of the following reasons

• The debit card may be blocked.
• The debit card may not have swiped the card properly.
• The Debit card might have got damaged/deteriorated due to which it is not accepted by the ATM where the card reader may be weak. In such case you may try at another ATM and if still does not work, request for a new card to your branch. You may also apply for debit card through bob World (Mobile Banking) / bob World Internet (Internet Banking) /Contact Centre.
• Account may be inoperative or frozen at the branch level due to some reason. Please contact your branch to know the account status.
• Customer may be using the wrong PIN.
• Connectivity from the ATM has failed. In such case, please try after some time or use another ATM.

No transactions are free.

• Soft blocking:After 3 attempts of wrong PIN in a Day (within 24 hrs.), debit card will be blocked for the next 24 hrs.
• Hard Blocking:After 12 attempts of wrong PIN in a MONTH, debit card will be blocked permanently.

• Contact centre/IVR (toll free numbers Baroda Connect ).
• bob World (Mobile Banking).
• WhatsApp banking.
• bob World Internet (Net banking)
• Nearest Bank of Baroda branch.

• Contact centre/toll free numbers 1800 5700 .

  Steps to be followed:

  1. Press 2 to Continue.
  2. Press 1 Lost Card Option.
  3. Press 1 to Continue for Blocking the Debit Card.
  4. Press 1 to Block the Debit Card.
  5. Enter 14-digit Account number.
  6. Enter last 4-digit of the Debit card.
  7. Press 1 to confirm the Blocking of Debit Card.

  SMS of blocked Debit card will be sent at your registered mobile number.

Mobile banking (bob World).

1. Login to Baroda bob World.
2. Click on “Cards” given on the bottom of the home page.
3. Select “Debit Card Hot listing”.
4. All the Debit Cards (debit card in OPEN status) linked with customer ID will be displayed with BLOCK CARDbutton provided below each card.
5. Click Block Card for the debit card to be blocked.
6. Enter transaction PIN and click Okay.
7. Card will be blocked instantly, and the customer will get success confirmation POP up on the screen and Text message on the customers registered mobile number.
8. To unblock the debit card customer will have to request at his branch.

• WhatsApp banking.

1. Say “Hi” to Bank of Baroda’s WhatsApp Banking Number 8433 888 777.
2. Select Block Debit Card option.
3. Now, select card number for blocking.
4. Click confirm to block card.
5. Card blocked successfully.
6. SMS triggered to customer registered mobile number.

• Net banking (Baroda Connect)

1. Login to bob World Internet.
2. Click on “Services” tab.
3. Select “Service Requests”.
4. Select “New Requests”.
5. Click on “Operative Accounts”.
6. Select “Block Debit Card”.
7. Select the debit card to be blocked and click continue.
8. Select reason of Blocking, enter remarks and transaction password.
9. Click “Submit”.
10. Card will be blocked instantly, and the customer will get confirmation on the screen.
11. To unblock the debit card customer will have to request at his branch.

• Nearest Bank of Baroda branch.

Request for blocking of debit card can be submitted by visiting any nearest Bank of Baroda Branch.

• VISA Platinum DI.
• VISA Classic Intl Contactless
• Baroda VISA Vyapaar.
• MasterCard Platinum DI.
• Master Card World (Baroda Radiance).
• RuPay Platinum DI.
• RuPay BPCL (Platinum).
• RuPay Select DI.
• RuPay Classic Intl Contactless.

• Contact centre/IVR (toll free numbers 1800 5700 ).
• bob World (Mobile Banking).
• WhatsApp banking.
• bob World Internet (Net banking)
• Nearest Bank of Baroda branch.

The Accidental Death and Total Disability cover is provided by NPCI. Below are the variants that are eligible for the same:

• RuPay PMJDY
• RuPay Premium Cards (Platinum and Select)

• Sum Insured for Insurance - RuPay PMJDY

  The Sum insured is Rs.1 lacs for RuPay cardholders of Old * PMJDY Cards and Rs.2 lac for RuPay Cardholders of New ** PMJDY Cards

  • PMJDY OLD *-RuPay Card issued on PMJDY A/c opened till 28^th 2018
  • PMJDY NEW**- RuPay Card issued on PMJDY A/c opened after 28^th August

• Sum Insured for Insurance - RuPay Platinum - 2 lacs
• Sum Insured for Insurance - RuPay Platinum - 10 lacs

For more details on RuPay Insurance Program, please contact your nearest Bank of Baroda branch.