A Complete Guide to bob World Mobile Banking App
30 May 2022
Table of Content
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What are the features of the bob World mobile banking application?
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What are the services offered by the bob World mobile banking application?
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How to download the bob World mobile banking application?
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How to open a bank account using the bob World app?
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How to transfer money using the bob World mobile banking app?
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What are the precautions that need to be taken while using the bob World mobile banking app?
Imagine having a bank in the palm of your hand. That is exactly the power of a mobile banking application. It helps you avail most of the common banking services with just a few clicks, reduces paperwork, and saves you a significant amount of time. There are a lot of other benefits of using a mobile banking application. Thus, to offer a swift and easy banking experience to our customers, Bank of Baroda offers you a banking app, bob World App. It can help you access your Bank of Baroda account information from anywhere and at any time that is convenient for you. To help you understand better, here is a complete guide on the bob World mobile banking app.
What are the features of the bob World mobile banking application?
Here are the 4 main features of the bob World mobile banking application:
- Ease of use: We have made the registration and activation process quite straightforward as well.
- Secure: The bob World mobile banking app is highly secure as your login and transactions are protected by not one but two passwords, the login PIN and Transaction PIN bob mPIN.
- Intuitive design: The bob World mobile banking application is easy to use as all the options in the menu are based on icons. Due to this, you can navigate through the app and avail of the banking service of your choice with just a few clicks.
What are the services offered by the bob World mobile banking application?
Through the bob World app, you can enjoy a range of mobile banking features.
- Through the bob World mobile banking application, you can transfer funds within the same savings account.
- You can transfer funds from your Bank of Baroda account to any other bank accounts that your may have through the NEFT and IMPS facility
- The bob World mobile banking app also helps you pay your mobile and DTH bills
- The bob World mobile banking application can help you get a mini statement of your account
- You can check your account balance through this app
- You can also make use of the stop cheque facility
- You can even check your transaction history through the app
- The bob World mobile banking app can help you perform a lot of banking ancillary actions such as changing your login password, changing your BoB mPIN, updating your registered email-ID, referring a friend to join the BoB family and providing feedback on our services.
It’s no doubt that the bob World app is one of the best banking apps out there.
How to download the bob World mobile banking application?
Here is a step-by-step process on how to download the bob World mobile banking application:
- Step 1
- Step 2
- Step 3
Go to the App Store or Play Store in your mobile.
Search for the app called ‘bob World’.
Click on ‘Install’ and download the application in your mobile. The app will be installed in your device automatically.
How to open a bank account using the bob World app?
Follow the steps listed below to easily open an account with the Bank of Baroda with just a few clicks:
- Step 1
Open the bob World banking mobile application and click on the ‘Open a digital savings account’ option.
- Step 2
- Step 3
- Step 4
- Step 5
- Step 6
- Step 7
- Step 8
- Step 9
You would then be offered different bank account types to choose from. You can click on the ‘Know more’ button under each account type and understand the benefits of each offering in detail.
Select the type of bank account you wish to open and click on ‘Apply’.
Once you click on ‘Apply’, you will be redirected to a page where you would need to enter a few required details such as name, mobile number, PAN card, and residential address among others.
After you input the required details and click on ‘proceed’, you will need to select the BoB branch in which you wish to open an account. The list of bank branches offered to you will depend on the pin code of your area.
Further, you would need to input a few personal details about yourself such as your father’s name and mother’s name among others.
Upon submitting the required information, you will be able to select any additional services that you wish to avail with your account.
You would then need to complete the video KYC process by scheduling an online appointment for the same via the BoB world mobile banking application. After you schedule the video KYC process, you would receive an email about your appointment with a set of instructions that you would need to follow for the successful completion of this step.
After your KYC process is completed successfully, your account will be created and the credentials of the same will be emailed to you.
How to transfer money using the bob World mobile banking app?
If you wish to transfer money to another bank account, you will first need to add the payee as a beneficiary in your BoB account. You can follow the steps given below to complete the same.
- Step 1
- Step 2
- Step 3
- Step 4
Open the bob World mobile banking app and go to the Menu.
Under the Menu, click on ‘Fund Transfer’ option and select ‘other banks’.
Click on ‘Beneficiary Registration’ button and select ‘Online Fund transfer (IMPS)’.
You will then be redirected to a page where you will need to input the payee’s MMID and mobile number. Confirm the registration once you are done entering the required details.
After the successful completion of registering the beneficiary, follow the steps listed below to transfer funds to their account:
- Step 1
- Step 2
- Step 3
- Step 4
- Step 5
Click on the ‘Fund transfer’ option in the Menu and select ‘other banks’.
Select ‘IMPS’, after which, you will be shown the list of beneficiaries that are registered with your BoB account.
Select the beneficiary to whom you wish to transfer the funds and enter the amount you wish to send.
If you have multiple BoB accounts, you will need to select the account from which you wish to send the money.
Click on ‘OK’ and compete the transaction.
What are the precautions that need to be taken while using the bob World mobile banking app?
- Do not share your mPIN and other banking passwords with anyone.
- Be wary of fraudulent calls.
- It is better to change your banking passwords as frequently as possible to enhance the safety of your account.
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Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes and do not necessarily reflect the views of Bank of Baroda. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Bank of Baroda and/ or its Affiliates and its subsidiaries make no representation as to the accuracy; completeness or reliability of any information contained herein or otherwise provided and hereby disclaim any liability with regard to the same. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Bank of Baroda or its affiliates to any licensing or registration requirements. Bank of Baroda shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
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10 FASTag Rules you must know
You must already be familiar with FASTag, the path-breaking tag that enables you to zip through toll plazas without pausing. But are you familiar with all the FASTag new rules? If you aren’t, here’s what you should know so that you don’t encounter any roadblocks on your way to getting one for your vehicles
It’s compulsory now
Well, there’s no way you can wriggle out of this one now. Under the FASTag toll plaza rules, the government has decreed that all lanes will be FASTag only. So it’s now compulsory for all vehicles to have it from 15 January 2020.
How to buy FASTag
You can buy FASTag at over 20 banks, including Bank of Baroda, and other point-of-sale outlets like toll plazas. You can even order them online through Amazon.
What are the documents you need to get FASTag?
To get a FASTag, you will need to submit documents like registration certificate (RC) of the vehicle, passport-size photograph and KYC documents. A driver’s licence will suffice for ID and address proof.
How to activate FASTag?
Once you have purchased the FASTag, you can activate it at your Bank of Baroda branch. You will need to submit your documents at this stage.
How to pay tolls using FASTag ID?
This isn’t necessarily one of the rules of FASTag; however, after you buy it, attach it to the windscreen of your car. Each time you pass a toll plaza, an electronic reader reads the tag using RFID technology and charges you the toll. This amount is automatically deducted from your account or your wallet.
What are the charges that I have to pay for FASTag?
You have to pay a one-time activation fee of Rs 100, as well as a security deposit. The security deposit will depend on the vehicle and ranges from Rs 200 to Rs 400.
Can I use one FASTag for multiple vehicles?
No, this is not possible. FASTag is meant for one vehicle only.
How to recharge FASTag?
If you have chosen the wallet option instead of direct debit from your account, you need to recharge it from time to time. It’s a relatively simple process. You can log in to your account using your ID and password and use Debit or Credit Card or Internet Banking to top up your account. You can also use other methods like UPI.
Do I get a discount on tolls if I live near a toll plaza?
You can get a discount on tolls paid through your FASTag if you live within 10 km of a toll plaza. You will have to submit proof of residence to avail of this benefit.
What happens if I don’t have a FASTag?
Well, you’ll have to pay double the toll fee, which you have to pay at a hybrid lane that accepts payments over the counter.
So now that you know all FASTag rules don’t hesitate any more get a FASTag account today at Bank of Baroda!
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