Bank announces Financial Results for quarter ended, 31st December 2023.
Bank of Baroda (UK) Ltd announces its intention to wind down and close its UK retail banking activities Visit our website https://www.bankofbarodauk.com/ for any further information.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Don't Just Save, Invest too!
Atal Pension Yojana is based on National Pension Scheme.
Kisan Vikas Patra is a small savings instrument that will facilitate people to invest in a long term savings plan.
The government has announced the launch of Floating Rate Savings Bonds, 2020 (Taxable). 93 authorized branches of Bank of Baroda have subscription of this scheme.
Gold is mobilized from households and institutions of the country to facilitate its use for productive purposes, and in the long run, to reduce country’s reliance on the import of gold.
The SCSS account is a robust and safe account designed especially for seniors to earn long term savings in their old age.
A sovereign gold bond is a government security that is denominated in gold grams. Investors invest in these bonds when the scheme opens and it is redeemed on maturity.
Public Provident Fund (PPF) is an ideal investment option for individuals seeking a secure, low-risk, long-term savings instrument with guaranteed returns.
Sukanya Samriddhi Yojana scheme was launched on 02/12/2014 as part of the Beti Bachao Beti Padhao campaign.
The National Pension System, commonly referred to as NPS, is a voluntary, contribution retirement savings scheme and that has been designed to enable systematic savings during the subscriber's working life. Under the NPS, each subscriber opens an account with the Central Recordkeeping Agency (CRA), which is identified through a unique Permanent Retirement Account Number (PRAN).
The Mahila Samman Savings Certificate (MSSC) 2023 Scheme, a new Government Scheme for women.
Frequently Asked Questions (FAQs)
Government deposit schemes are a collection of savings instruments managed by the central government with the goal of encouraging citizens to save on a regular basis. They are launched with the intention of improving people's livelihoods and providing security for a better life. Each scheme is designed to benefit the individual in specific areas of their life. Some schemes provide financial security, while others focus on socioeconomic measures.
The highest interest rate in government investment scheme is at present i.e., in Q2 OF fy 2023-24 Sukanya Samridhi Yojana (SSY) - ROI 8.0% Senior Citizen Savings Scheme (SCSS) - 8.2%; E-KVP - 7.5% ; PPF - 7.1%
Because most government savings schemes are launched by the government, the risks of investing in them are very low. Contributions to savings schemes are safe and secure, in addition to providing good returns. The government sets the interest rates on savings schemes, which change every three months to a year. So, depending on the need and return as per customer demand, all schemes are good.
It is critical to invest in government deposit schemes for a steady income and a tax break.
Investing in government deposit schemes is possible through branches, digital platforms and bank websites.
SSY (Sukanya Samridhi Yojana - ROI 7.6%) & SCSS -7.6% gives highest return.
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The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.
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