Dedicated Team Of Experts
Working together for your success
The sun is an excellent representation of what Bank of Baroda stands for, its far reaching rays dispel darkness to illuminate everything they touch. Baroda Radiance embodies the aura and brilliance of the Sun representing an exclusive, reliable and client-centric partner addressing composite financial requirements of our elite clientele.
A team of certified and experienced wealth management professionals will help you devise a customized financial planning program, tailor made especially for you. Being an esteemed Baroda Radiance client grants you access to a team of wealth management professionals who work together for delivering cutting edge financial solutions to you.
Baroda Radiance assures you a joyful and memorable wealth creation journey.
Relationship Manager
Your personal single point of contact for
your all banking needs
Customer Service Managers
Customer Service Managers for all
your service needs
Wealth Strategist
Wealth Strategist for customized
financial planning strategies
Why Invest with Baroda Radiance Wealth Management?
We are pleased to present to you, Baroda Radiance Wealth Management, a scientifically oriented and professionally managed Financial planning platform which endeavours to be a one-stop solution for your wealth management requirements. As has been the legacy of Bank of Baroda, the objective of this initiative is to be the partner and to partner with you in your wealth creation journey.
116 years legacy of client centricity. 153 Million clients across 17 countries have reposed their faith in us for generations.
Each financial plan is unique and recommended based on the macro-economic trends, investor's goals and profile, asset allocation matrix, product appropriateness, etc.
Our recommendations & financial plans are based on strong, in-house research capabilities which help us generate superior portfolio performance for our clients.
Access the Baroda Radiance Lounges & Business Centres to make or review your financial plan or to conduct your business meetings in luxury.
Comprehensive Wealth Management Product Suite
Equity
Direct Equity
- Cash-Delivery & Intraday
- Equity Futures & Options
- Currency Derivatives
Mutual Funds
- Large Cap
- Multi Cap
- Mid and Small Cap
- Balanced Funds
PMS
- Discretionary
- Non Discretionary
Insurance
Life Insurance
- Term Plans, ULIPS
- Retirement Plans, Child Plans
- Micro-Insurance
General Insurance
- Commercial Risks Insurance
- Motor Insurance
- Property & Rural Insurance
Health Insurance
- Individual/Couple Assurance
- Family floater plans
Debt
Mutual Funds
- Income/Dynamic
- Gilt Funds/MIP/Hybrid- Debt
- Liquid/Ultra Short Term/ Short Term
Bonds/NCD's
- Primary (Pvt./PSU)
- Secondary (Pvt./PSU/ Sov.)
- Tax Free Bonds
Others
- Corporate Deposits
Alternate Investments
Structured Products
- Pure Debt
- Equity Participation
AIF
- Long Short Fund
- Listed Equity Funds
- Pre-IPO Funds
- Real Estate Funds
Gold
- Gold ETF
- Sovereign Gold Bonds
Family Banking Facility
• Can add your family relationships (up to 5 member accounts) into 'Radiance'; subject to higher threshold of INR 50 Lacs QAB provided primary member maintains minimum INR 30 Lacs QAB.
• Uniform Radiance privileges applies to all accounts now in the group.
Much More Than Banking
Baroda Radiance comes built in with exclusive privileges ranging from
unique experiences to travel advantages, priority
service and preferred pricing.
Only for you, only with Baroda Radiance!
bob World VISA Sapphire Debit Card
"Another best in class offering for Radiance customers" (T & C Apply)
Bank of Baroda Concierge Services
Airport Taxi Service
Complimentary one (per quarter) Airport Pick-up or Drop Service for NRIs at selected cities. Reach your RM/Branch for more details.
Travel Assistance
Pre trip information services
inoculation & visa requirements
Lost
luggage assistance
Lost Passport Assistance
Embassy referral
services
Lifestyle Assistance
Restaurant referral
Flower, Gift, Chocolate delivery
Hotel/Airline
Referrals
Roadside Assistance
Emergency Towing
Repair on Spot
Alternative Travel Arrangement
Medical Assistance
Improved Healthcare
Emergency Ambulance Service
Referral
Medical Referrals
For Further Information please contact Bank of Baroda Concierge Desk
1800 266 9199 (Toll Free)Services are being offered by service providers and charges may vary according to the service rendered.
Shopping – Enjoy your spends
Special “On Demand” Services
- Travel assistance
- Roadside assistance
- Lifestyle
-
Medical emergency assistance: On-demand ambulance
services
Call Us: 1800 266 9199 and 022-67872097
Service Convenience
- Priority processing of all requests & preferred recognition across branches
- 24/7 Priority desk - Call Us on: 18005700
- Priority allotment of lockers
- ATM PIN, a Green PIN - You can select a number of your choice on our ATMs
Preferred Pricing
| Radiance Eligibility | |
|---|---|
| Total Relationship Value (TRV)* | a. TRV threshold on individual basis for existing
accountholders is INR 30 Lacs (or above) b. TRV threshold under family banking criteria is INR 50 Lacs (or above) * T & C Apply |
| Benefit (applicable to liability accounts) | Charge Details* |
| Cheque book issuance charges | Free on all SB/CA/CC/OD mainatined in same Customer ID |
| NEFT/RTGS | Free Unlimited |
| Issuance of DD/BC | Free Unlimited |
| Cash Handling Charges (Deposit) | Free Unlimited |
| Withdrawal and Deposit across branches in India | Free |
| Locker charges discount (no additional discount can be clubbed) | 75% discount on all locker categories (with effective revision date as 01 Jan 2024) |
| Issuance Charges for Gift & Travel Card | Zero |
| SMS Charges | Nil |
| Debit Card issuance and Annual Charges | Zero |
| Intersol charges (Deposit) | Free |
| Intersol charges (Withdrawal) | Free |
Disclaimer click here
Disclaimer
- For customers not meeting eligibility norms, program benefits shall be withdrawn.
- Family banking facility (upto 5 members) is available on request basis at higher threshold of INR 50 Lacs QAB provided primary member maintains minimum INR 30 Lacs QAB.
- 'Baroda Radiance' benefits are subject to availability of resources & tie-ups at select cities. Applicable benefits may be revised or changed from time to time at sole discretion of the bank.